1204 E Riverside Dr, Austin, TX
71
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Freehold Acquire — Sample Deal Report

1204 E Riverside Dr

Austin, TX 78741|Multifamily|8 units|Built 1978|6,200 sq ft

List Price$1,150,000

Freehold Score

71out of 100BUY

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Solid fundamentals in a high-growth Austin submarket. Cap rate is slightly above market and cash flow is healthy, though the 1978 build year introduces near-term CapEx risk. Strong play for an operator comfortable with value-add repositioning.

Key Metrics

Cap Rate
6.4%
vs 6.1% market
Cash-on-Cash Return
7.8%
Year 1
DSCR
1.22x
Adequate
Monthly Cash Flow
$3,240
After debt service

Financial Summary

Purchase & Financing

Purchase Price$1,150,000
Down Payment (25%)$287,500
Loan Amount$862,500
Interest Rate6.8%
Loan Term30 years
Monthly Mortgage$5,590

Revenue & Expenses

Gross Monthly Rent$13,600
Taxes$960
Insurance$480
Maintenance$680
Vacancy Reserve$680
Management$970
Total Expenses$3,770
NOI (Monthly / Annual)$9,830 / $117,960
Cash Flow After Debt$4,240

5-Year Pro Forma Projection

Year 1Year 2Year 3Year 4Year 5
Gross Rent$163,200$168,096$173,139$178,333$183,683
Vacancy Loss (5%)($8,160)($8,405)($8,657)($8,917)($9,184)
Effective Gross Income$155,040$159,691$164,482$169,416$174,499
Operating Expenses($45,240)($46,145)($47,068)($48,009)($48,969)
NOI$109,800$113,546$117,414$121,407$125,530
Debt Service($67,080)($67,080)($67,080)($67,080)($67,080)
Cash Flow$42,720$46,466$50,334$54,327$58,450
Cash-on-Cash Return14.9%16.2%17.5%18.9%20.3%
Estimated Equity$310,500$333,960$357,889$382,297$407,193

Assumes 3% annual rent growth, 2% annual expense growth, 5% vacancy reserve, 2% annual appreciation.

Market Context

East Riverside / Oltorf

Median Rent Comp
$1,750/mo
Area Vacancy Rate
5.8%
Rent Trend YoY
+3.1%

East Riverside is undergoing a generational transformation. The Austin metro continues to absorb population growth from coastal markets, and Riverside's proximity to downtown, the Oracle campus, and South Congress keeps demand elevated. New Class A supply is being absorbed, but older workforce housing trades at a significant discount with strong rent upside.

Rental listing data·Updated Q1 2026NAA/NMHC survey data·ModeledAbout our data sources

Portfolio Impact

Portfolio Impact Analysis

Adding this Austin property would increase blended portfolio IRR by an estimated +0.6% while adding Sun Belt growth exposure. The 8-unit count increases operational scale efficiency. Moderate concentration risk given Austin's recent supply pipeline — Freehold recommends watching absorption rates quarterly.

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Sensitivity Analysis

Interest RateEffective Rate: 6.75%
0%
-1%0%+1%
Vacancy RateEffective Vacancy: 5.0%
0%
-10%0%+10%
Rent GrowthAdj. Gross Rent: $13,600
0%
-5%0%+10%
Monthly Cash Flow$3,556Baseline
Cash-on-Cash Return14.8%Baseline
DSCR1.64xBaseline

What Would Improve This Deal?

DSCR at 1.22x is adequate but tight. A purchase price reduction of $30K would bring DSCR to a more comfortable 1.31x.

The 1978 build year means near-term CapEx risk. Budget $8K–$12K/unit for deferred maintenance and factor it into your offer.

East Riverside rents are still climbing. Lock in current tenants with 18-month leases to capture upside while stabilizing cash flow.

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